Resources for Basel II Capital Accord (Basel II)

Risk management can be a competitive weapon in financial services

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Good credit management in financial services is all about data and covers the entire value chain of credit origination, credit decision and credit management, says Mr Ashwani Puri, executive director, PricewaterhouseCoopers.

“The Basel II guidelines also require the use of internal rating models and credit risk models, which again are dependent on historical and portfolio data,” he adds, during a recent e-mail interaction with Business Line.

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