Resources for Health Insurance Portability and Accountability Act (HIPAA)
Guidance on HIPAA Portability Rules Relating to Supplemental Coverage
hr.blr.com The U.S. Department of Labor's Employee Benefits Security Administration (EBSA) has released guidance to EBSA's national and regional offices as to whether supplemental health insurance coverage is deemed "excepted" under the Health Insurance Portability and Accountability Act (HIPAA).
The agency says that various situations have arisen that bring into question whether all of the coverage that is being marketed as similar supplemental coverage actually qualifies as such.
The new Field Assistance Bulletin establishes an enforcement safe harbor under which supplemental health insurance will be considered excepted benefits for purposes of the health reform provisions in Part 7 of ERISA. Similar supplemental coverage that does not meet the standards for the safe harbor may be subject to enforcement actions by the department.
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