Resources for Health Insurance Portability and Accountability Act (HIPAA)

Getting the beat on individual insurance policies

www.dailyherald.com

If you work for yourself, retire before Medicare kicks in, or don't have health insurance through your job, finding individual coverage that you can afford depends as much on the state you live in as the state of your health.

It often comes as a rude awakening to look for insurance on your own, especially if you've been spoiled by years of relatively carefree coverage through your employer. But that's been exacerbated over the past 10 years as states passed laws designed to guarantee all state residents access to coverage.

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