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White Papers for Basel II Capital Accord (Basel II)Risk Management and Product Delivery in Consumer LendingILOG Amid the ongoing impact of the sub-prime meltdown and the ensuing credit crunch, lenders are facing a much tougher market than has been seen for some time. In this environment, the control and co-ordination of information will form the basis of lenders' ability to react to changing market and regulatory conditions. As a result, lenders are once again looking at their processes and risk management capabilities, which is causing them to question whether they have the tools necessary to manage their risk profiles while delivering an efficient and flexible lending solution.
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